Car Loan in UAE Without Down Payment (2025)

Want to buy a car but don't have the upfront 20%? Explore full car financing options across UAE banks.

Benefits of 100% Car Finance

  • No need for upfront cash or savings
  • Drive away the same day
  • Fixed EMIs up to 60 months
  • Available for both new and used vehicles

Car dealers often partner with banks for fast-track approvals with no down payment.

Top Banks Offering 0% Down Payment

  • Emirates Islamic Bank – 100% car finance up to AED 500,000
  • RAKBANK – quick approval for salaried & self-employed
  • Abu Dhabi Islamic Bank – Sharia-compliant auto finance
  • FAB – exclusive car showroom tie-ups

Interest rates start from 2.65% per annum with flexible terms.

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