Best Business Loans in UAE for Expats (2025)

Are you an expat entrepreneur or small business owner in the UAE? Discover the best business loans available in Dubai, Abu Dhabi, and Sharjah – with flexible terms and fast approvals, even if you're not a UAE national.

Top Business Loan Options for Expats

Emirates Islamic Business Finance

Loan Amount: Up to AED 2 million
Features: Shariah-compliant finance, flexible profit rates
Eligibility: UAE trade license, 12+ months in business

RAKBANK Business Loan

Loan Amount: AED 50,000 – AED 1 million
Benefits: No collateral needed, up to 48-month term
For: SMEs, freelancers, and startups

Why Expats Choose These Loans

Required Documents

Apply for a Business Loan

FAQs – Business Loans for Expats

Yes, many banks offer business loans to expats with valid trade licenses and financial records.

For some mainland licenses, a local sponsor may be needed, but many free zone businesses can operate independently.

Explore Our Loan Guides

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Real Estate Investment Loan UAE

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Home Renovation Loan in Dubai

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